How to Choose Between Different Types of Commercial Auto Insurance In Ontario

How exactly do you find the right insurance coverage for commercial vehicle insurance? As always, it depends on what your business does, including the goods you can transport or the services you can provide, how your business does it, and what types of vehicles your business uses to achieve this goal.

With that in mind, there are several broad classifications that provide a good place to start. For example, one of the most common types of commercial auto insurance is owner carrier insurance. It is specially designed for people who own a truck operator and offers transportation services for hire. You can also contact commercial auto insurance in Ontario at for auto insurance.

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Many companies use regular cars for simple purposes and eventually require commercial vehicle insurance in addition to personal coverage. For example, a broker may drive a client from the office to various houses in the city. Commercial vehicle insurance is required here.

You can also use a business van for local delivery of flowers, packages or newspapers or whatever, or take customers to and from your location in a van. Here also need a commercial vehicle, but there is a special policy specifically for vans.

Another classification is commercial vehicle insurance for the construction and contract industries. Whether you’re a project manager just driving to work in your car, or hauling supplies and equipment in a van, truck, pickup truck, lorry, or something else, this is another type of specialty coverage available.